📜 KASB.info – Non-Commercial Disclosure (Pakistan Compliance)

(Last Updated: 04-05-2025)

⚖️ LEGAL BASIS

Governed by:

  1. PEMRA Content Code 2021 (Electronic Media)
  2. Punjab Cyber Crime Act 2023 (Provincial Jurisdiction)
  3. SECP Investor Protection Guidelines 2023
  4. Prevention of Electronic Crimes Act (PECA) 2016

📌 CORE DISCLOSURES

1. Non-Commercial Status

  • Zero Revenue Model
    • ❌ No ads (PEMRA Regulation 15-A)
    • ❌ No affiliate links (SECP Anti-Money Laundering Rules)
    • ❌ No sponsored content (PEMRA Section 27)
  • Funding Source“Operated solely through founder contributions. No donations accepted to comply with FBR’s Non-Profit Organization Tax Exemption Rules.”

2. Content Governance

  • Moderation Protocol
  • Punjab Cyber Law Compliance Checklist:
    ✓ All user submissions verified via Punjab Forensic Lab-standard tools
    ✓ IP logs stored for 90 days (Punjab Cyber Crime Act Section 9)
    ✓ Defamation filters active (PECA Section 20)

3. PEMRA-Specific Compliance

  • Electronic Media Safeguards
    • 🔒 No “live trading calls” (PEMRA Broadcast Restriction 8.2)
    • 📵 No unauthorized use of broker trademarks in video content
    • 📜 Disclaimer in all videos:“This analysis represents opinion, not financial advice. PEMRA License not applicable to non-commercial web content.”

🛡️ USER PROTECTIONS

1. Whistleblower Shield

  • Secure Submission Channels
    • 🖥️ Tor-compatible portal (Punjab Cyber Law Section 11)
    • 📧 ProtonMail encrypted communications
  • Legal Protections“Anonymous contributors protected under PECA Section 14 (Whistleblower Provisions) and Punjab Cyber Crime Act Section 17.”

2. Regulatory Cooperation

  • Mandatory Reporting To
AgencyReporting Trigger
SECPPattern of unauthorized trades
Punjab Cyber Crime WingEvidence of digital fraud
PEMRAIf content is reproduced on TV/radio

⚠️ LEGAL RECOURSE & JURISDICTION

1. Dispute Resolution

  • All claims must be filed in:“Lahore High Court (for Punjab Cyber Law matters) or SECP Tribunal (for capital market disputes).”

2. Content Removal

  • DMCA-Style Takedown Process
  • Punjab Cyber Law Compliance:
    ✓ Valid court order required for removal (Punjab Act Section 21)
    ✓ 72-hour response timeline (PECA Section 22)

📜 BINDING USER AGREEMENT

“By accessing KASB.info, you irrevocably:

  1. Acknowledge this is a non-commercial public interest project
  2. Consent to Punjab Cyber Law jurisdiction for data matters
  3. Waive liability claims except for provable willful misconduct“
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